<p>12:21 <i>So is he that lays up treasure for himself, and is not rich towards God</i>- Without in any way seeking to teach justification by works, it is also true that there are Bible passages which imply that there will be a reckoning up of a man&rsquo;s good works at the last day. The rich fool should have been &ldquo;rich toward God&rdquo; (Lk. 12:21); he should have hoarded up spiritual wealth and fruit against his last day rather than material things. Yet this of course will not have been consciously done; yet the judgment process will reveal the good works of the righteous to them and others.</p><p>&quot;Rich towards&quot; is a phrase only used elsewhere in Rom. 10:12, where Paul observes that the Lord is &quot;rich towards&quot; all believers. The fool had failed to perceive God's richness, or generosity, towards him; and so he was rich towards, or generous to, himself rather than God.</p>